The crowd enjoying the excellent sunny Autumn conditions at a beach called Dixon Park in Australia. The southern end of that stretch of beach is called Merewether Beach, which in recent years has become the Home Base for an annual International Surfing Competition called Surfest.
The image was edited in Photoshop Elements 7 where a custom photographed texture was added. I increased the canvas size and added a border. I photographed a shell, selected and deleted its background and then scaled it down and moved it to the corner of the design.