(Finepix 550EXR, f3.9, 1/240secs, -2/3EV, contrast adjusted in GIMP)
This is an easy one, something lots of people see every day :)
OK, it took only three guesses: it’s frost on our car, January 2012. Pity we have to scrape this beauty…
Our car is not really that blue, so I increased a bit the contrast with Curves, using the GIMP.