I found this bee on a ragwort flower on some waste ground near the fire station in Blackburn town centre as I was walking to B and Q This afternoon. I believe it is a tree bumble bee. This bee has only colonised the uk since 2001 and was found in the South, it has now moved North. It nests in holes in trees. Taken with a canon 450D and a canon 100mm macro lens. Processed in cs4/color effex pro.
Learn more about bumble bees here